{"id":1142,"date":"2023-06-29T11:00:00","date_gmt":"2023-06-29T09:00:00","guid":{"rendered":"https:\/\/coima.com\/insight\/home-affordable-milan-cooperative-ccl-maggioni\/"},"modified":"2026-06-12T09:59:54","modified_gmt":"2026-06-12T07:59:54","slug":"home-affordable-milan-cooperative-ccl-maggioni","status":"publish","type":"insight","link":"https:\/\/coima.com\/en\/urban-stories\/home-affordable-milan-cooperative-ccl-maggioni\/","title":{"rendered":"An affordable house in Milan, in a cooperative"},"content":{"rendered":"\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-22238a\">\u201cWorking today in the real estate sector in a city like Milan means dealing with two obvious trends. There is great emphasis on the city attractiveness, which is positive. However, this conveys selective mechanisms: Milan is becoming an extremely problematic city for the middle class and people with an average income.\u201d<\/p>\n\n\n\n\n\n\n\n\n\n\n                <div class=\"ensoul-columns-section relative w-full max-w-container-content mx-auto wp-block-ensoul-columns\" id=\"columns-2226b7\">\n            <div class=\"ensoul-columns-block grid gap-x-columns gap-y-columns-y items-stretch grid-cols-1 md:grid-cols-2 w-full text-paragraph-base!  \" style=\"\">\n                \n<div class=\"ensoul-column-wrapper min-w-0 h-full text-paragraph-base! max-md:!w-full wp-block-ensoul-column\" id=\"column-2225e2\">\n    <div class=\"column flex min-w-0 break-words h-full flex-col justify-start items-stretch\" style=\"\">\n                    \n    <div class=\"image-section flex flex-col w-full  text-paragraph-base! wp-block-ensoul-image\" id=\"image-222484\">\n\n        <!-- Desktop Image -->\n    <figure class=\"relative !mr-auto w-full  origin-portrait max-md:hidden m-0 p-0\">\n                                <img decoding=\"async\"\n                width=\"345\"\n                height=\"455\"\n                src=\"https:\/\/coima.com\/app\/uploads\/2023\/06\/Card-Pagina-US-01-alessandro-maggioni-345x455-1.jpg\"\n                alt=\"Alessandro Maggioni, Chairman of the Board of Directors of Consorzio Cooperative Lavoratori di Milano\"\n                data-title=\"Card-Pagina-US-01-alessandro-maggioni-345x455-1\"\n                aria-describedby=\"image-222484-caption\"                loading=\"lazy\"\n                class=\"w-full object-cover \"\n                style=\"object-position: 50% 50%;\"\n            \/>\n        \n                    <figcaption id=\"image-222484-caption\" class=\"caption text-caption text-caption-text\">\n                Alessandro Maggioni, Chairman of the Board of Directors of Consorzio Cooperative Lavoratori di Milano            <\/figcaption>\n            <\/figure>\n\n<!-- Mobile Image -->\n<figure class=\"relative !mr-auto w-full  origin-portrait md:hidden m-0 p-0\">\n            <img decoding=\"async\"\n        width=\"345\"\n        height=\"455\"\n        src=\"https:\/\/coima.com\/app\/uploads\/2023\/06\/Card-Pagina-US-01-alessandro-maggioni-345x455-1.jpg\"\n        alt=\"Alessandro Maggioni, Chairman of the Board of Directors of Consorzio Cooperative Lavoratori di Milano\"\n        data-title=\"An affordable house in Milan, in a cooperative\"\n        aria-describedby=\"image-222484-caption\"        loading=\"lazy\"\n        class=\"w-full object-cover \"\n        style=\"object-position: 50% 50%;\"\n    \/>\n    \n            <figcaption id=\"image-222484-caption\" class=\"caption text-caption\">\n            Alessandro Maggioni, Chairman of the Board of Directors of Consorzio Cooperative Lavoratori di Milano        <\/figcaption>\n        <\/figure>\n\n    <\/div>\n            <\/div>\n<\/div>\n<div class=\"ensoul-column-wrapper min-w-0 h-full text-paragraph-base! max-md:!w-full wp-block-ensoul-column\" id=\"column-22268e\">\n    <div class=\"column flex min-w-0 break-words h-full flex-col justify-start items-stretch gap-y-columns-y\" style=\"\">\n                    \n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-22263e\">Alessandro Maggioni, Chairman of the Board of Directors of the Consorzio Cooperative Lavoratori di Milano (Workers&#8217; Cooperative Consortium of Milan), one of COIMA\u2019s partners in several projects, spent many years in the cooperative sector and saw this trend becoming more established over the last few decades: \u201cwith our affordable housing observatory (OCA) we studied FIMAA data for 2022. A \u20ac1,500\/month salary allows a private individual to buy 15 sqm on the new and about 25 sqm on the second-hand markets. This figure shows how<strong> the current housing market in Milan is unable to meet the demands of most citizens<\/strong>.<br><br><\/p>\n            <\/div>\n<\/div>            <\/div>\n        <\/div>\n        \n    \n\n\n<div class=\"button-container flex my-s md:my-s text-paragraph-base! w-full wp-block-ensoul-button\" id=\"button-222714\">\n        <a\n        href=\"https:\/\/coima.com\/en\/urban-stories\/real-estate-wellbeing-communities-villemain\/\"\n        target=\"_blank\"\n        role=\"button\"\n            class=\"cursor-pointer group flex justify-center  gap-button items-center font-button text-button! hover:text-button-hover! text-button-font-size rounded-button bg-button-background hover:bg-button-background-hover p-padding-button border-button-width border-button-color [text-decoration:var(--decoration-button)]! hover:[text-decoration:var(--decoration-button-hover)]! transition-color duration-300 ease-in-out ens-btn ens-btn-primary w-full\"\n        data-wpml-string=\"button-label\"\n        data-wpml-string-link=\"true\"\n    >\n                    Read also: Investing in the welfare of communities                \n                <\/a>\n    <\/div>\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222764\">This situation is made more problematic by the disappearance of several housing schemes that in the past guaranteed housing categories with differentiated and limited prices, made available to families and individuals based on their income. Maggioni said: \u201cThere are basically four housing schemes. <strong>Free housing<\/strong>, which sells properties at prices that can be very high; <strong>subsidised or ordinary housing,<\/strong> i.e., housing at a price that is not low, but not out of control; <strong>subsidised housing,<\/strong> with a value that is below \u20ac3,000 per square metre; and <strong>social housing<\/strong>.\u201d These schemes have been forgotten by the administration in recent years. It seems like only free housing for the rich and subsidised housing for the poor have been considered, forgetting everything in between.\u201d<br><\/p>\n\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-2227be\">The cooperative principle that guides the Consorzio Cooperative Lavoratori meets the housing needs that are ignored. \u201cThe Consortium was founded in 1974 as a merger of the previous Acli Casa consortium, with the aim to building houses that enable the lower and middle classes to work and live in Milan. Since then, we have built about 15,000 housing units in Milan and its province based on the cooperative model, with members participating in the life of our organisation. Today the scenario has changed and is more complex due to inflation and market high prices.\u201d<br><\/p>\n\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222829\">According to Alessandro Maggioni, <strong>the cooperative model can provide the tools to respond to the existing real estate situation in Milan<\/strong>, making available an increasing percentage of \u2018affordable houses\u2019 for the middle-class, a key issue also in the COIMA Roots valorized by Manfredi Catella.<br><\/p>\n\n\n\n<div class=\"button-container flex my-s md:my-s text-paragraph-base! w-full wp-block-ensoul-button\" id=\"button-222871\">\n        <a\n        href=\"https:\/\/coima.com\/en\/urban-stories\/a-new-urban-planning-era\/\"\n        target=\"_blank\"\n        role=\"button\"\n            class=\"cursor-pointer group flex justify-center  gap-button items-center font-button text-button! hover:text-button-hover! text-button-font-size rounded-button bg-button-background hover:bg-button-background-hover p-padding-button border-button-width border-button-color [text-decoration:var(--decoration-button)]! hover:[text-decoration:var(--decoration-button-hover)]! transition-color duration-300 ease-in-out ens-btn ens-btn-primary w-full\"\n        data-wpml-string=\"button-label\"\n        data-wpml-string-link=\"true\"\n    >\n                    Read also: A new urban planning era                \n                <\/a>\n    <\/div>\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-2228b2\">What is meant by affordable housing? Alessandro Maggioni and CCL have clear ideas on the subject: \u201cthere are several elements to consider. The first is the <strong>price<\/strong>, which classifies the affordability of a house in relation to available income. Then there is <strong>quality<\/strong> &#8211; a house at a fair price does not have to be ugly. We have been focusing on this issue a great deal in the last 15 years, even in cooperatives, emphasising that<strong> a cooperative house conforms to the same standards as private housing.\u201d<\/strong><br><\/p>\n\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-2228fe\">The third element defining affordability, is a disruption compared to recent building practices. Alessandro Maggioni refers to the \u201c<strong>relationship between private and collective space<\/strong>.\u201d<br><\/p>\n\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-22293f\">According to the cooperative model, living is not simply the occupation of a private space, but the willingness to engage in a relationship with the outside world. This is an aspect that must be considered from the design point of view &#8211; buildings conceived to provide opportunities for dialogue with the outside world, contributing to the well-being of residents when <strong>accessing services and public spaces<\/strong>, a longstanding priority for COIMA, driven by the leadership of Manfredi Catella.<br><\/p>\n\n\n\n<div class=\"button-container flex my-s md:my-s text-paragraph-base! w-full wp-block-ensoul-button\" id=\"button-22298c\">\n        <a\n        href=\"https:\/\/coima.com\/en\/urban-stories\/porta-nuova-leed-and-well-community-killmann-aguilar\/\"\n        target=\"_blank\"\n        role=\"button\"\n            class=\"cursor-pointer group flex justify-center  gap-button items-center font-button text-button! hover:text-button-hover! text-button-font-size rounded-button bg-button-background hover:bg-button-background-hover p-padding-button border-button-width border-button-color [text-decoration:var(--decoration-button)]! hover:[text-decoration:var(--decoration-button-hover)]! transition-color duration-300 ease-in-out ens-btn ens-btn-primary w-full\"\n        data-wpml-string=\"button-label\"\n        data-wpml-string-link=\"true\"\n    >\n                    Read also: A sustainability and inclusion model                \n                <\/a>\n    <\/div>\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-2229d3\">\u201cPrice, quality and the relationship between private and public space are three crucial elements in our daily work. When thinking about the last few years, which were marked by radical changes, life in Milan has been less impacted than expected when seen from a real estate perspective. The fundamentals of living are still the same: people are looking for a house with <strong>comfortable spaces.<\/strong><br><\/p>\n\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222a15\">An example is the importance of <strong>terraces<\/strong> and loggias, which came to the fore during the pandemic. It wasn\u2019t anything new &#8211; people always wanted them, it was just a trend confirmation. The real innovation from my point of view concerns the arrangement of collective spaces. We hear much about <strong>co-housing<\/strong>, while there has been an increased focus on the creation of quality public spaces and the recovery of \u201cin-between\u201d spaces, such as the <strong>outdoor spaces<\/strong> in front of restaurants, which have regained strength.\u201d<br><\/p>\n\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222a66\">In this situation, a cooperative enterprise can become an agent of change, because it <strong>redistributes wealth in a logic of community society based on mutual exchanges.<\/strong> Today, a selfish dimension still prevails, but planning collective spaces in advance and identifying the use of these spaces, could take advantage of the situation, which sees a lower rate of squabbling among the participants in a cooperative or <strong>cohabitation<\/strong> experience.\u201d<br><\/p>\n\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222aad\">A greater propensity to share \u201cparts\u201d of private life is emerging in Italy as well. \u201cThe experiences seen in other big cities, such as Amsterdam and Barcelona, are desirable examples because they show a different balance between mobility and stillness, and this is what makes a city alive. A balance between public and private, built space and green areas, working and leisure time, which must be part of housing.\u201d<br><\/p>\n\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222aea\">According to Alessandro Maggioni and CCL, cooperatives can strengthen this trend even in a city like Milan, overcoming the rigid distinction between private and public space that characterised a different era of living. Maggioni said: \u201cWe are already starting to see some positive results compared to the past.\u201d A disregarded element is that a <strong>cooperative adopts a principle that meets ESG parameters.<\/strong> Participatory and pedagogical mechanisms are triggered because people educate themselves to be together. Cooperatives teach a process of complexity that is no longer taught, because today everything is intermediated.\u201d<br><\/p>\n\n\n\n<div class=\"button-container flex my-s md:my-s text-paragraph-base! w-full wp-block-ensoul-button\" id=\"button-222b2c\">\n        <a\n        href=\"https:\/\/coima.com\/en\/urban-stories\/connectivity-and-measurable-results-for-sustainable-real-estate\/\"\n        target=\"_blank\"\n        role=\"button\"\n            class=\"cursor-pointer group flex justify-center  gap-button items-center font-button text-button! hover:text-button-hover! text-button-font-size rounded-button bg-button-background hover:bg-button-background-hover p-padding-button border-button-width border-button-color [text-decoration:var(--decoration-button)]! hover:[text-decoration:var(--decoration-button-hover)]! transition-color duration-300 ease-in-out ens-btn ens-btn-primary w-full\"\n        data-wpml-string=\"button-label\"\n        data-wpml-string-link=\"true\"\n    >\n                    Read also: Connectivity and measurable results for sustainable real estate                \n                <\/a>\n    <\/div>\n\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222b6c\">Today there are several projects of this kind initiated by CCL in Milan. An example was the social housing in via Zoia, delivered in 2014. Maggioni said: \u201cThis was a project involving an area granted through a call for tenders by the administration and made available for social housing. Recently, we delivered another project in Lambrate, the Cohabitat Lambrate, a social housing work, with more than 100 dwellings for sale at \u20ac2,150 per square metre and 50 dwellings for rent at \u20ac75 per square metre. An example of rent in this project is \u20ac470\/month for a new two-room apartment in class A++.\u201d<br><\/p>\n\n\n\n\n\n\n\n\n\n\n                <div class=\"ensoul-columns-section relative w-full max-w-container-content mx-auto wp-block-ensoul-columns\" id=\"columns-222d76\">\n            <div class=\"ensoul-columns-block grid gap-x-columns gap-y-columns-y items-stretch grid-cols-1 md:grid-cols-2 w-full text-paragraph-base!  \" style=\"\">\n                \n<div class=\"ensoul-column-wrapper min-w-0 h-full text-paragraph-base! max-md:!w-full wp-block-ensoul-column\" id=\"column-222ca4\">\n    <div class=\"column flex min-w-0 break-words h-full flex-col justify-start items-stretch\" style=\"\">\n                    \n    <div class=\"image-section flex flex-col w-full  text-paragraph-base! wp-block-ensoul-image\" id=\"image-222bd0\">\n\n        <!-- Desktop Image -->\n    <figure class=\"relative !mr-auto w-full  origin-portrait max-md:hidden m-0 p-0\">\n                                <img decoding=\"async\"\n                width=\"345\"\n                height=\"455\"\n                src=\"https:\/\/coima.com\/app\/uploads\/2023\/06\/card-pagina-story-v2-ex-scalo-ferroviario-di-porta-romana-345x455-1.jpg\"\n                alt=\"Porta Romana ex railway yard\"\n                data-title=\"card-pagina-story-v2-ex-scalo-ferroviario-di-porta-romana-345x455-1\"\n                aria-describedby=\"image-222bd0-caption\"                loading=\"lazy\"\n                class=\"w-full object-cover \"\n                style=\"object-position: 50% 50%;\"\n            \/>\n        \n                    <figcaption id=\"image-222bd0-caption\" class=\"caption text-caption text-caption-text\">\n                Porta Romana ex railway yard            <\/figcaption>\n            <\/figure>\n\n<!-- Mobile Image -->\n<figure class=\"relative !mr-auto w-full  origin-portrait md:hidden m-0 p-0\">\n            <img decoding=\"async\"\n        width=\"345\"\n        height=\"455\"\n        src=\"https:\/\/coima.com\/app\/uploads\/2023\/06\/card-pagina-story-v2-ex-scalo-ferroviario-di-porta-romana-345x455-1.jpg\"\n        alt=\"Porta Romana ex railway yard\"\n        data-title=\"An affordable house in Milan, in a cooperative\"\n        aria-describedby=\"image-222bd0-caption\"        loading=\"lazy\"\n        class=\"w-full object-cover \"\n        style=\"object-position: 50% 50%;\"\n    \/>\n    \n            <figcaption id=\"image-222bd0-caption\" class=\"caption text-caption\">\n            Porta Romana ex railway yard        <\/figcaption>\n        <\/figure>\n\n    <\/div>\n            <\/div>\n<\/div>\n<div class=\"ensoul-column-wrapper min-w-0 h-full text-paragraph-base! max-md:!w-full wp-block-ensoul-column\" id=\"column-222d54\">\n    <div class=\"column flex min-w-0 break-words h-full flex-col justify-start items-stretch gap-y-columns-y\" style=\"\">\n                    \n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222ce4\">The first CCL and COIMA partnership project will be developed in the former rail yard of Porta Romana. As part of the Programme Agreement that includes about 50,000 square metres of Social Residential Housing for the yard, CCL and the COIMA Housing fund will develop the ordinary social housing component with 225 housing units for about 17,000 square metres and the Public Residential Housing component with 95 housing units for about 5,000 square metres.<br><br><br><br><\/p>\n\n<p class=\"leading-line-height-paragraph tracking-paragraph font-paragraph max-w-container-paragraph text-left text-paragraph-sm! md:text-paragraph-base!\" id=\"paragraph-222d24\">Could the cooperative enterprise be an alternative to the market? \u201cIt is more a market and private enterprise ally, to achieve a common goal &#8211; providing housing, work and public spaces to all categories of citizens, which make up the mosaic of a metropolis like Milan\u201d Maggioni said.<br><\/p>\n            <\/div>\n<\/div>            <\/div>\n        <\/div>\n        \n    ","protected":false},"featured_media":1141,"template":"","meta":{"_acf_changed":false,"footnotes":"","newsletter":"","immagine_archivio":"1143","sottotitolo":"An innovative partnership, established through the shared vision of Alessandro Maggioni and Manfredi Catella, explains how the private real estate sector is contributing to the development of housing projects that meet the needs of citizens.","video_intro":"","grid_image":"6942","_ensoul_lang":"en","_ensoul_tr_group":"8c230f3d-d695-4aa2-ac83-18ba8d8d3ec4"},"categories":[59,11],"tipo":[3],"class_list":["post-1142","insight","type-insight","status-publish","has-post-thumbnail","hentry","category-cities-for-people-en","category-projects-backstage-en","tipo-story"],"acf":{"newsletter":false,"immagine_archivio":1143,"sottotitolo":"An innovative partnership, established through the shared vision of Alessandro Maggioni and Manfredi Catella, explains how the private real estate sector is contributing to the development of housing projects that meet the needs of citizens.","riassunti":[{"paragrafo":"There are basically four housing schemes. Free housing, which sells properties at prices that can be very high; subsidised or ordinary housing, i.e., housing at a price that is not low, but not out of control; subsidised housing, with a value that is below \u20ac3,000 per square metre; and social housing"},{"paragrafo":"The cooperative model can provide the tools to respond to the existing real estate situation in Milan, making available an increasing percentage of \u2018affordable houses\u2019 for the middle-class. A market and private enterprise ally, to achieve a common goal - providing housing, work and public spaces to all categories of citizens"},{"paragrafo":"According to the cooperative model, living is not simply the occupation of a private space, but the willingness to engage in a relationship with the outside world. This is an aspect that must be considered from the design point of view - buildings conceived to provide opportunities for dialogue with the outside world, contributing to the well-being of residents when accessing services and public spaces"}],"articoli_correlati":[{"titolo":"Social bridges for inclusive cities","immagine":1144,"link":"https:\/\/coima.com\/en\/urban-stories\/urban-regeneration-social-inclusion-fondazione-arche"},{"titolo":"The gentle revolution of the impact economy","immagine":1145,"link":"https:\/\/coima.com\/en\/urban-stories\/impact-economy-real-estate-melandri-esg"}],"gallery":null,"video_intro":"","video_gallery":null,"downloadables":null,"rassegna_stampa":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>An affordable house in Milan, in a cooperative - Coima<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coima.com\/en\/urban-stories\/home-affordable-milan-cooperative-ccl-maggioni\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"An affordable house in Milan, in a cooperative - 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